Adam
Smiths "The Money Game" : A 5 page essay on Adam Smith's "The
Money Game"-- discussing the relevance of Smith's assertions to changes occurring in
the former Soviet Union after its collapse. The writer examines in light of the book
whether stock markets and capitalism can "exist and benefit all the people rather
than exploit the many for the benefit of the few." Adamamit.wps
Adam Smith's "The Money Game" /
Relevance To Today's Economies :
This 10 pages paper uses the "Father of Economics'" work, "The Money
Game" as its reason, but speaks more to Adam Smith's basic theories and how they
apply to today's economies, particularly those of America and the evolving Russian
prefects since the dissolution of the Soviet Union. The discussion of America's economy
compares the New Deal of FDR to Ronald Reagan's "trickle down" approach of
Reaganomics. Included is a glance at the length of time required for government to
effectively back away from the free or mixed market and the inability of only one
subsequent and ideologically opposed administration to change the set course in only one
term. Bibliography lists 5 sources. Moneygam.wps
Adam Smiths
The Money Game : This 8 page paper provides an overview for Adam
Smiths The Money Game. This 1968 book provides timeless advice on the
stock market and good information in the area of macroeconomics as well. While the
pseudonym used oddly happens to be the same as the eighteenth century philosophers ,
the real name of the author was later revealed as George Goodman. No additional sources
cited. Mongame.wps
Adam Smith & Jane Austen : A 7 page
paper that argues the comparison between the moral convictions related to social
constructs presented by authors like Jane Austen with the sympathetic development of
morality through emotion presented by Adam Smith. It is Smith's basic contention that man
is inherently good, and that his moral development comes from his ability to perceive and
diminish selfishness. This paper utilizes the text from Smith "The Theory of Moral
Sentiments" as a means for demonstrating his theory. Smithaus.wps
Moneys Role In United States Culture
: 5 pages in length. Money controls the United States entire cultural existence. This
may be a rather bold statement, to be sure, but one that is founded in fact and reality.
When one considers the fact that money is attached to each and every aspect of ones
life, from food and shelter to recreation and business, it is easy to see the influence
monetary importance has upon the country. The writer discusses how money possesses a value
unlike any other commodity in the world, that its very nature allows for it to become a
beneficial or most devastating force in ones life. Bibliography lists 5 sources. Usmoney.wps
Changes in the Official Reserves & the
Monetary Supply : In 2 page the author discusses the relationship between official
reserves and the money supply in an economy. "Changes in official reserves and the
money supply in an economy are in juxtaposition. When changes occur in the official
reserve, there must be changes in a country's monetary supply. At some points the dollar
is weak. At other points the dollar is strong. These strengths and weaknesses account for
changes in the economy. Without a strong dollar policy or a stable dollar policy,
countries have little economic growth potential." Bibliography lists 1 source. Resmon.wps
Organizational Dynamics and Development in
Financial Institutions: A 20 page paper discussing the effects of and the need for
change initiatives within finance, primarily within the banking industry. Changes in
business and within the financial services industry dictate that financial institutions
also change in order to remain significant within the changing of dollars between
entities, but that change must be systematic and well-planned in order to result in
benefit to the organization. Critical to the success of any such change initiative is that
the organization clearly define what it is that needs to be changed, and then set about
effecting change in that area. Bibliography lists 25 sources. KSbankDy.doc
Banking & The Economy In Guatemala :
A 12 page examination of the role of Guatemalas banking system in the evolution of
the countrys economy. The civil war of 36 years duration finally came to an
end in 1996 and the government seems to have stabilized to the point of being able to
accomplish some good for the country. There is still a wide disparity between rich and
poor, with little middle class. The banking system has learned some hard lessons in the
last 20 years that may serve the country well now. Bibliography lists 8 sources. Guatbank.wps
Interstate Banking : In this 8
page paper the author shows how banking limitations have long restricted consumers from
conducting business outside the home state where their account originated. Now, however,
with the implementation of interstate banking, people can do the same activities at any
out-of-state bank they choose as though they are in their own hometown branch. The writer
discusses the reasons behind the measure, as well as addresses the pros and cons.
Bibliography lists 11 sources. Intbank.wps
Changes & Challenges Facing Small
Community Banks : This 6 page paper discusses the changing face and personality of
small, community banks. In the face of the many financial mergers of banks throughout the
U.S., small communities are finding that their hometown bank may actually have a
"hometown" 2,000 miles away. Bibliography lists 9 sources. Commbank.wps
Corporate Reorganization & Tax Laws :
A 7 page paper focusing on some of the considerations necessary for a productive corporate
reorganization as seen from an accountants viewpoint. Some of the terms addressed
are: valuation (extensively), assumption of liabilities, net operating loss carryovers,
capital loss carryovers and tax planning consideration. The writer presents
Hallmarks tax-savings strategies on corporate real estate and Federated Department
Stores (Bloomingdales) acquisition of Macys in 1994 as relevant
examples. Bibliography lists 6 sources. Taxlaws.wps
Managerial Accounting : A 20
page paper that provides an overview of the issues related to changing technologies,
increasing competition and the role of management accounting in a competitive
manufacturing sector. Bibliography lists 14 sources. Manac.wps
Issues in Accounting : A 5 page
overview of three areas of particular issue in Accounting: 1. Loosely defined and/or
understood ethics and procedures, 2. a resulting increase in accounting fraud, and an
overall 3. decreased sensitivity of the accounting profession to public concern. Discusses
the importance of incorporating ethics and communications coursework in training programs
and also discusses the importance of internal perusal of accounting procedures as a
deterrent to fraud. Bibliography lists 4 sources. AccFraud.wps
Accrual Method of Accounting :
This 12 page paper explains the advantages of using an accrual method of accounting rather
than a cash method. Tax ramifications of each are also discussed. Bibliography lists 10
sources. Accrual.wps
International Accounting Standards :
This 12 page paper examines international accounting standards. The subject is discussed
in general and specifically, inclusive of the positions a number of countries take on this
controversial issue in accounting. Bibliography lists 7 sources. Acctstan.wps
Changing Practices in Management Accounting
: This 11 page paper considers the changing world in light of technology,
globalization and culture and how that affects practices and procedures in management
accounting. Areas of focus are on techniques in decision making and control. Bibliography
lists 5 sources. SAacctg.wps
The Dow Jones Industrial Average : An 8
page paper on the Dow Jones industrial average, who started it, how and when it was
started, what it consists of, what companies are on it today/past, and its affects on our
economy. The paper includes comparison charts to other indices and a discussion of how the
Dow benefits our economy. Bibliography lists 6 sources. Dowjones.rtf
Effects Of Demand & Zero Price Elasticity On
Dow Jones : A 5 page discussion of how, despite the atrophy experienced by the Dow
Jones Industrial Average over 3 decades, that a monetarist-type demand created a zero
price elasticity that spared the company from its conservative growth policy, which in
turn extended to the functioning of the macroeconomic realm of the New York Stock
Exchange. Bibliography lists 5 sources. Dowjones.wps
The Dow Jones Effect on Lexus Purchases : This
3 page essay discusses the past few months of the Dow Jones roller coaster ride and looks
at it in terms of the demand for Toyotas luxury auto line, Lexus. Bibliography lists
3 sources. Lexus.wps
The Effects Of Institutional Ownership :
A 5 page essay analyzing the effects of institutional ownership. The writer posits that
institutional ownership has numerous down-sides including conflict of interest and lack of
interest in the management of the company while the entrepreneur investor is interested in
all aspects of the company. Bibliography lists 3 sources. Instown.wps
Bank Mergers : A 5 page discussion of
legal issues and considerations in bank mergers. Primary focus is upon the Federal Bank
Holding Company Act and Bank Merger Act. Bibliography lists 5 sources. Bankmerg.wps
Wells Fargo & Norwest Merger :
A 6 page paper discussing the merger of two major financial institutions -- San
Francisco-based Wells Fargo and Minneapolis-based Norwest. The writer provides an overview
of the institutions involved, benefits and problems associated with the merger, as well as
regulatory and future issues the institution faces. Bibliography lists 9 sources. Wellnor.wps
The Wells-FargoNorwest Merger :
A 9 page paper discussing both pre- and post-merger health of these two banks that have
combined to become the 7th largest in the country. Discussed in the paper are
such items as capital adequacy, asset quality, liquidity and CAMELS, an internal-operation
performed by bank examiners. Both were very well managed before their merger that became
effective November 2, 1998, and the combined strength of the two holds promise for the
resulting Wells-Fargo business entitiy. Bibliography lists 12+ sources. WellsNor.wps
Nine Months Of Merger Activity : A 5
page paper discussing the astounding rates of merger activity not only in the US, but all
over the world. The writer focuses on the US and uses the financial services industry as
its prime example since that industry is the most flamboyant in its merger activity. Banks
show no hesitation at paying three and four times the stated book value for the entity
they want to buy, and often pay as much as 20 times the earnings rate of the bank they are
buying in order to expand their asset base. Bibliography lists 5 sources. Mergers.wps
Bank Mergers and Related Decline in Customer
Service : This 5 page paper discusses how decisions made by financial institutions
decision to merge leads to a decrease in customer service and increases the motivation for
cross-selling of products such as insurance. The report looks specifically at the Canadian
banking system as an example. Bibliography lists 5 sources. Bankcust.wps
Salomon / Smith Barney Merger : The
acquisition of Salomon by Travelers in the Fall of 1997 is studied in this 40 page
paper. The new company which was created by the deal, Salomon Smith Barney is studied. An
analysis considers not only the financial picture of each company, but also problems with
the clash of corporate cultures and personalities at the highest levels of the firms.
Several charts are provided to illustrate financial information. A note is included that
suggests techniques for conveying methods of financial analysis while utilizing the case
study.This is also helpful to anyone who wants an understanding of how to consider various
factors in any financial analysis. Bibliography lists 30 sources. Smithb.rtf
Salomon / Smith Barney Merger : This
5 page paper looks at the Salomon/Smith Barney merger from an accounting point of view.
Several charts are included. Focus is on analysis of figures before and after the merger
for Salomon, Smith Barney and Travelers as well. Bibliography lists 4 sources. Salsbmer.wps
Stock Reaction to Salomon Brothers &
Smith Barney Merger : A 5 page paper discussing the merger of Salomon Brothers and
Smith Barney in 1997 and how its stock and overall financial picture changed.
Bibliography lists ten sources. Merge2.wps
Junk Bonds : A 6 page research
paper. "Junk" is the common name for bonds issued by companies with
below-investment-grade credit ratings of BB or less. Because these firms are considered
more likely to default, they must offer higher yields to attract investors. The
economys long and steady sustained growth over the last seven years has enabled
these businesses of questionable credit ratings to prosper along with those with better
credit standings, and few junk issuers are having any trouble making their payments. Bonds
are attractive to investors of any age. Bibliography lists 8 sources. Junkbond.wps
Gold Valuation
: The value of gold is discussed in this 10 page paper that provides investment
advice. The purchase of gold is compared with other parts of ones investment portfolio.
Recommendations are made in terms of how much gold one should buy including predictions
about its future value. Relevant economic factors, such as the introduction of the euro,
are discussed. Bibliography lists 9 sources. Gldvalue.wps
Leveraged Buyouts : A 10 page
overview on leveraged buyouts. While popular in the eighties, ramifications of these
mergers are still felt today. LBO companies of the 1980's are compared to a new breed of
firms that are popular today. Bibliography lists 10 sources. Buyouts.wps
Data Analysis for "Non-Linear
Specification of the 91-Day T-Bill": This 2 page report discusses the
information presented in the table entitled "Non-Linear Specification of the 91-Day
T-Bill." Tbill.wps
Leveraged Buyouts & Junk Bonds
From a Prudent Christian View : A 10 page paper that provides an overview of
leveraged buyouts, junk bonds, appropriate risk, current economic trends and concludes by
providing a prudent Christian view on the transition of economic conditions. Bibliography
lists 8 sources. Levbuy.wps
Transport
Investments : This 10 page paper focuses on the premise that a useful way
of treating many transport investments is to consider them merely as cost-reducing
activities. Bibliography lists 6 sources. Transinv.wps
An Overview Of Capital
Budgeting : Techniques employed in the process of capital budgeting are
demonstrated in this 10 page paper.The insurance industry is used as an example of how the
capital budgeting process is integral to an overall financial management plan. Industry
trends are noted along with the financial problems Oxford has experienced in the
1990s. A detailed discussion on NPV and IRR is included. Bibliography lists 7
sources. Capbdgt.wps
Capital Budgeting for the Project
Manager : A 6 page research paper on the use and contents of a capital budget in
the context of managing a project. The writer details the development and uses of a
capital budget, its contents, and its theory. Bibliography lists 5 sources. Capbudg.wps
Risk Management In Capital Budgeting : A
4 page essay investigating how managers assess risk when involved in capital budgeting. A
longtitudinal study of Fortune 500 companies conducted between 1980 and 1991 is reported.
Small businesses need to pay particular attention to risk analysis. Bibliography lists 4
sources. Risk.wps
Competition Factors & Risk Management
: A 14 page research paper evaluating two common, but fairly new, business risk
factors: sustained slow economic growth and increased (intensive) competition. These two
factors affect nearly every industry in the industrialized nations today, but the focus in
this paper is only on their effects on the overall retail industry in the United States.
Economic growth is only briefly discussed, and only in its relationship to increased
competition. The paper tells the tale of two companies, Toys R Us and Specs Music
Corporation, and the consequences they face today for not having performed their risk
management duties well in the past, and for not evaluating the impact of changing external
factors on their companys performance. Bibliography lists 12 sources. Riskmgt.wps
The World Capital Market Is Not Integrated &
Reward-to-Risk Ratios Do Not Coincide : 10 pages in length. A series of essays
discussing the fact that the "globalized" world capital market is not
truly integrated and, thus, reward-to-risk ratios do not coincide across security markets.
Bibliography lists 10 sources. Four.doc
The World of International Corporate Finance
: A 30 page paper discussing numerous aspects of the world of corporate finance and
corporate organizational/operational systems from a primarily financial perspective.
Bibliography lists 18 sources. Changes.doc
Multinational Corporations Foreign Capital
Investment : A 9 page paper discussing whether the multinational corporation
should own its own facilities or outsource their production to an existing and similar
concern. In deciding which route would be more beneficial given the set of circumstances
in which the corporation will be operating, it is necessary to evaluate the overall
stability of both the government and the economy in light of the intended product in order
to make an intelligent decision. Several factors should contribute to the decision-making
process, not the least of which is the host countrys level of enthusiasm at the
presence of the multinational. Bibliography lists 9 sources. GloblFDI.wps
Analyzing Financial Markets: This 18
page report discusses the development of the new and emerging worlds of financial markets.
Closer scrutiny of patterns, behaviors (both repetitive and unique), as well as developing
trends must be closely examined. With the acceleration of technological change, and a
growing emphasis on institutional learning and continuous product improvement, both the
concepts and the policy prescriptions of traditional analysts have become less foolproof
than they once were. The three primary approaches to analyzing and forecasting capital and
financial markets fundamental analysis, technical analysis, and behavior finance
are discussed in depth. Bibliography lists 21 sources. Bwfinan.rtf
The Role Of Financial Markets In Modern
Economies : This 4 page report discusses the contemporary role of financial
markets in the economy. The writer very briefly examines some of the changes the markets
have encountered and how that has both affected and been affected by individual economies.
Bibliography lists 6 sources. Finmark.wps
The Role of Profit in a
Market Economy : This 5 page paper examines the role of profit in a free
market economy. Impact of managerial decisions is the focus of the analysis. A variance in
attitudes around the globe is noted; countries discussed include the United States,
Britain, Germany and Japan. Bibliography lists 4 sources. Profrole.wps
Corporate Wealth Maximization : A 5 page
paper discussing the concentration on wealth, rather than profit, maximization. The
typical approach of most businesses is to generate the highest levels of profit possible,
both for increasing their own profitability and their shareholders equity. In recent
years, however, some companies have begun holding onto more and more of the profits they
do generate, choosing to reinvest in the company rather than to pay full dividends to
their shareholders. Private companies gain even more benefit by positioning themselves to
better withstand economic fluctuations. Bibliography lists 5 sources. Corpcash.wps
Marshall Jevons "The Fatal
Equilibrium" : In 4 pages the author discusses "The Fatal
Equilibrium" by Marshall Jevons. "One of economics' main assumptions is that
firms seek to magnify their profits, trying to make them as high as possible. This is
controversial to a certain degree. There are those that suggest that instead of maximizing
their profits, some firms try to maximize revenues or their share in the market, or
something more complicated. No matter what it is called, the bottom line is that all firms
attempt to maximize their profits. This is only good business sense." Bibliography
lists 1 source. Mjevons.wps
An Overview of Financial Institutions :
A 12 page research paper on US and global financial institutions, with focus on banking
institutions and regulatory control. Other issues addressed are capital and money markets,
profitability management, banking innovation, and credit unions in the US. Bibliography
list 19 sources. Fininsti.doc
The Mechanics Of The Budgeting Process In
Industry : An 8 page paper that provides a concise overview of essential budgeting
process mechanics and evaluates them for a warehouse delivery example. Bibliography lists
6 sources. Budgetp.wps
Manufacturing & Non-Manufacturing Budgeting
: A 5 page paper that provides an overview of the major components of manufacturing
and non-manufacturing budgeting, including a look at the planning and controlling of
purchasing and material usage. Bibliography lists 5 sources. Budgman.wps
Case / Evaluation Of 501c.3 Organizations For
Contribution Of $300,000 : A 5 page paper that evaluates 4 different 501c.3
charitable organizations to choose two for the distribution of $300,000 in contributions.
The writer compares the four organizations on the basis of whether the meet the goals of
their mission statements and how they use the donations they receive. In the end, the
writer chooses just two of the four to receive donations. 501c3.wps
Tax Deductibility of
Charitable Contributions : This 5 page paper looks at the charitable
contribution as an itemized deduction on both Federal tax return 1040 and the California
resident return. Requirements for qualification as a tax exempt organization are also
examined. Bibliography lists 5 sources. Taxchar.wps
Consumer Credit Scoring : This practice
is evaluated in a 6 page paper which focuses on the banking industry. The pros and cons of
using a single score to evaluate consumer loans are provided. Bibliography lists 6
sources. Scor.rtf
Derivatives : An 8 page overview of
[financial] derivatives; their definition, history, advantages, future outlook, and
various case studies. Excellent for those studying subjects like money & capital
markets. Bibliography lists 8 sources. Derivati.wps
Derivatives In International Finance : A
2 page paper how multinational corporations can hedge their future needs against changes
in foreign exchange rates. In order to take advantage of exchange rates when the economy
is expected to strengthen, multinationals need to take advantage of hedgingnot
speculativederivative instruments. Companies such as Proctor & Gamble have lost
billions in unsound derivatives investments, but the astute use of the derivative
instrument can be a point of increased fiscal efficiency for the multinational
corporation. Bibliography lists 6 sources. Derifina.wps
Derivative Market Analysis : This
6 page paper provides an overview of derivative market analysis and trading techniques.
Corn and wheat have been chosen as commodities on which to base profitability testing. A
general analysis of the market from a corporate investment perspective follows.
Bibliography lists 12 sources. Dermark.wps
The New Finance / The Case Against Efficient
Markets : A 5 page examination of the investment strategies outlined in The New
Finance: The Case Against Efficient Markets, a book by Robert Haugen. Includes
information on his concept of the "inefficient market" and "super
stocks." No additional sources cited. Casemark.wps
Financial Hedging : This 5 page
paper discusses the concept of hedging inclusive of legal issues. Also discussed : under
what circumstances the practice is most beneficial. . Financial hedging is the common
practice whereby traders buy and sell a particular good or commodity in order to minimize
loss which might be caused by price fluctuations or currency changes. Bibliography lists 7
sources. Hedg.wps
Business Forecasting Techniques & Soybean
Oil : A 12 page paper discussing business forecasting techniques,
especially as they apply to the prices, demands, and market for soybean oil. Bibliography
lists 12 sources. Soyfore.wps
Economic Impact of Mortgages :
This 6 page paper discusses various types of mortgages currently on the market as well as
the economic ramifications of these instruments. Bibliography lists 5 sources. Mortgage.wps
The Canadian Housing Market : A 7 page
research paper on the real estate market in Canada. Issues concerning property specs,
mortgages, and the general economy are discussed. Bibliography lists 5 sources. Canadaho.wps
Downsizings Effects on the Real Estate
Market : 9 pages in length. Certainly the real estate industry, both residential
and commercial segments, were greatly affected by the downsizing waves on either side of
the year of 1990, as were many others. With the sustained growth of the national economy,
however, many of those depreciated properties have now regained and even surpassed their
former values. The private owners and real estate developers suffered, but we all really
did, too. Were growing now, and we even have the added benefit of lessons learned
from the effects of downsizing. Bibliography lists 7 sources. Downsize.doc
Real Estate Overview : A 6 page paper
discussing real estate in terms of history, regulations and careers available. There are a
variety of ways real estate can change hands, every one of them regulated in some manner.
Real estate careers involve the only natural resource we have that does not change in
volume available. It can neither grow nor diminish in its presence, but that may be all
that it can claim to hold constant. Land use rules change continually in areas of rapid
population growth, and the best use of properties in the inner city quite often is
something completely different than any propertys current use. Bibliography lists 9
sources. Realhist.wps
Real Estate Management, 1990s & Beyond
: A 10 page analysis of the changes affecting real estate management in the 1990s,
with focus on financial diversity and organizational changes. The writer takes an in-depth
look at these areas and touches on changing laws and demographics that will affect real
estate in the next century. Bibliography lists 7 sources. Estman.wps
Residential Real Estate Contracts : A
5 page paper discussing three aspects of the sales contract: land description, adjustments
of purchase price and mortgage commitment. The paper stresses that description of the land
is in legal terms and is not a marketing description. Price adjustment, such as allowances
for carpeting or repairs, is a common addendum, as is a contingency clause for meeting
financing requirements. Bibliography lists 4 sources. Realsell.wps
Real Estate Appraisal : An 8 page paper
in two sections, one discussing the highest and best use analysis of a particular
property, the other discussing the sales comparison approach to real estate valuation.
Determining the highest value possible for a property is not always based on the existing
improvements present on the propertyit may be that the property could be worth more
as a vacant lot, as the paper describes. The sales comparison approach is considered
standard and highly regulated, yet it contains subjective assessments that can vary
according to the personal tastes of the appraiser. Enhancing the science of appraisal
could be beneficial for both buyer and seller. No additional sources cited. Estapp.wps
Real Estate Investment Trusts : A 5
page paper which involves the analyzing of 4 separate articles relating to real estate
investment trusts (REIT). An abstract of each article is included. This is followed by a
discussion which illustrates how the 4 articles relate to one another. Also included is a
section illustrating how these articles can be used to understand financial marketing.
Bibliography lists 4 sources. Retrusts.wps
Investment Ethics : A 3 page paper
examining the ethics behind using insider information to recommend a specific stock
purchase. A broker has nonpublic information on a specific stock he intends to recommend
to all his clients without regard to their individual circumstances or their own
investment goals. This paper counts the ways in which Charlie is about to violate several
of the points of the code of ethics of the Association for Investment Management and
Research (AIMR). Bibliography lists 1 source. Invsteth.wps
Leave Those Investments Alone! : A 6
page paper with an additional 1-page sentence outline addressing the old rules of
investing that dictate to invest wisely and then give the investments time to perform. The
market responds to more stimuli in todays global economy than at any other time, and
those old rules not only are not outdated, they are more important than ever. The pre-boom
rule of thumb regarding patience in investing still applies today. As is the case with
most adages, this one of investing money and then leaving the investment alone still
applies because it works. Bibliography lists 5 sources. Leavinv.wps
Currency Issues : 6 pages discussing the
methods by which governments have the ability to control the values of their currencies.
The "trick" is that manipulation of the nations currency simply must be
thoughtful and based on real-world conditions rather than wishful thinking. Those nations
that have favored absolute and total control of their currencies and their economies have
been the poorest of the world, but the other side of the same coin is no better. Much of
Japans economy is on the verge of collapse , and much of the blame can be pointed at
the failure to exercise enough control. Middle ground is a magical place, and it appears
that we have had the good fortune of residing there for the past several years.
Bibliography lists 5 sources. Currencyj.doc
Exchange Rate Management : The
volatility of exchange rates can cause substantial problems for U.S. companies as they
begin to import and export in foreign currencies. This 9 page research paper examines
currency exchange, currency contracts, foreign currency accounts, rate options, and more.
Bibliography lists 10 sources. Excrate2.wps (mgt,finance corp)
(The) Exchange Rate Regime : A 15
page paper discussing issues concerning trade and the exchange rate regime in a
rapidly-changing post-Communist world. Various sub-issues such as the effects of exchange
rate-fixing are examined in depth. This research paper is significantly more complex than excrate2.wps
(above) and should only be considered by those knowledgeable of advanced
economics/finance issues. Bibliography lists 27 sources. Excrater.wps
International Exchange Rates / Formulas
: This 17 page research essay describes and explains the factors involved in
determining international exchange rates using Krugman's formulas as a point of reference
and emphasis. The Bretton-Woods Agreement is first described in terms of its articles
referring to exchange rates; the collapse of Bretton-Woods is discussed along with the
results of the breakdown in the system. Target Zones have been widely discussed as the
upper and lower boundaries within which to hold the exchange rates; Krugman is the first
to offer formulas to describe the dynamics of money within target zones. His formulas are
presented and explained. Bibliography lists 7 sources. ExchnRts.doc
The Falling U.S. Dollar : 5 pages on the
fall of the U.S. dollar. Discussed are its detriments and benefits; particularly with
regard to U.S. foreign investment. Falldola.wps
Review Of Kindlebergers "Manias,
Panics And Crashes: A History Of Financial Crises : A 5 page paper discussing the
book in terms of comparing Kindlebergers views of financial crisis with those of the
late Rao Aiyagari, using speculation of the demise of the business cycle as the point of
comparison. The paper also discusses Kindlebergers view of the "lender of the
last resort" and refutes the notion that such lending will necessitate increased
regulation, saying that such increase is dependent on whether the lender is a domestic or
international entity. Bibliography lists 8 sources. Kindleberger.wps
The Thai Baht & The Asian Monetary Crisis
: This 15 page paper examines the change in the value of the baht and the events which
led up to the July 2, 1997 action which effectively started the Asian currency
crisis.Various issues are addressed including the state of businesses within Thailand,
effect on trading partners as well as the general economic effect felt around the world.
Bibliography lists 18 sources. Thaibaht.wps
Economic Analysis Of Asian Growth Triangles
: This 15 page paper examines the Growth Triangle which consists of Singapore,
Malaysia and Indonesia, in light of the New Institutional Economics that has recently
become popular. The analysis includes projections for the future of the region and
considers the currency crisis as well as Asias political position in the world.
Bibliography lists 15 sources. Astrigro.wps
The Asian Currency Crisis : Perceptions
and reactions around the world to the Asian currency crisis is contained in this 12 page
paper written during March of 1998. The history of the crisis is traced to its very
beginnings. The devaluation of the baht as the incident that sparked the crisis is
included and the consequences of the decision is highlighted as well. United States and
European involvement is detailed and predictions for the future are also included.
Bibliography lists more than a dozen sources. Asiamon.wps
Mexicos 1995 Financial Crisis vs. Late
1990s Financial Problems in Asia : An 8 page paper discussing the
motivations and subsequent behavior of major financial institutions in the 1994-95
financial crisis in Mexico and their response to the recent and current economic problems
in Thailand, Indonesia, and Korea. Also discussed are the indicators that led to each
situation and how/why the financial world should have been forewarned. Bibliography lists
10 sources. Mexasia.wps
Currency In
1998s Germany : Several economic variables are analyzed in this 5 page paper
that looks at the change in currency to the euro in contemporary Germany. Several concepts
are discussed including the PPP and Big Mac index. Market sentiment, German economic
history as well as its 1998 condition is provided. Recommendations for the future are
included. Bibliography lists 12 sources. Germcurr.wps
Fleet Bank & Its Many Mergers : A
short and simple 3 page overview of Fleet Bank and its various bank merger activities.
Bibliography lists 4 comprehensive sources. Fleet.wps
Investment Banking : A 7 page
paper on Investment Banking. The writer provides some insight into precisely what
Investment banking is, gives a little history of investment banking, and discussed some
current investment banking issues. Bibliography lists 6 sources. Bank.doc
(The) G.D.P. : 5 pages on late
1995/early 1996 trends in the G.D.P. Interest rates, housing starts, retail, etc; are
examined. Bibliography lists 9 sources. GDP.wps
The Gross Domestic Product As A Measure Of
Economic Wealth : A 3 page paper on the differences between GDP and GNP. The
writer also talks about why the GDP is not an accurate measure of economic wealth, and
what would be some things that we could do differently Gdp.doc
An In-Depth Look At The
Economy : The economy is examined in this 12 page paper which includes a number of
charts and focuses on several indicators. Variables such as the unemployment rate, the
GDP, and the CPI are examined. Speculation as to the future of the U.S. economy is also
explored. Bibliography lists 12 sources. Eco.word.wps
The Federal Reserve, CPI & Open Market Sales
: A 5 page paper that discusses recent action taken by the Federal Reserve in regards
to inflation. The Federal Reserve has utilized the CPI figures to deny the need to reduce
interest rates because of the immediate perception that inflation is not currently
occurring. At the same time, the Federal Reserve also purchased a significant number of
Treasuries in an action reflecting the need of more money in the current economic system,
reflected by seasonal need. Bibliography lists 5 sources. Reserves.wps
The Federal Reserve System Effect on Consumer
Interest Rates : A 6 page economic analysis of how the Federal Reserve, the nation
s central bank, affects interest rates in all areas of consumer activity and can either
boost or hold back economic growth by means of interest rate manipulation. Though the Fed
is interest rate charged to commercial banks, the discount rate, is the most visible means
of economic manipulation, it is by no means the only one available. There are other
avenues the Fed can choose, each with varied results but with the same overall effect that
of controlling economic growth through interest rates. Bibliography lists 5 sources. Fedres.wps
The Federal Reserve System / The Banks
Bank : This 9 page report discusses various aspects of the United States
Federal Reserve System. How and why Federal Reserve Banks were created, what their role is
in government and banking, as well as the role of the Chairman and the Board of Governors
are covered. Bibliography lists 9 sources. Frbank.wps
The Roll of Commercial Banks, Banking
Structure & Citibank Travelers Merger : A 4 page paper that provides a brief
overview of the roll of commercial banks, the costs/benefits of each unit of the banking
structure, and the major issues in the recent proposed Citibank/Travelers merger.
Bibliography lists 4 sources. Bankcomm.wps
Interest Rates, Inflation, & The Federal
Reserve : 4 pages in length. Still quite useful as a model, this paper discusses
how current events during the last quarters of 1995 led the Federal Reserve to push
interest rates up higher and increase inflation -- despite warnings from economists to do
otherwise. No Bibliography. Infltion.wps
Federal Reserve Board
: This 8 page paper describes the creation and the role of the Federal Reserve
Board. Consequences of its actions are explored and several economic views are provided.
Bibliography lists 11 sources. Frb.wps
Problems with The Federal Reserve and Its
Policies : This 2 page essay discusses the U.S. Federal Reserve and the monetary
policies of the United States. As money distribution has been manipulated by "the
Fed," it is important to understand its far-reaching impact on the global economy.
Bibliography lists 3 sources. Fedprob.wps
Alan Greenspan Why Hes the Most
Important Man in the U.S. Economy : This 3 page essay discusses The U.S. Federal
Reserve System and Alan Greenspans role as it chairman since 1987. has been one of
the main architects of the 1990s economic boom. As chairman, he guards the world's leading
economy by raising and lowering interest rates. This paper gives a very brief overview of
the Fed and Greenspan. Bibliography lists 3 sources. Greenspa.wps
The Federal Reserves Future Role
: A 7 page paper discussing the future of the watchdog of the economy. It is likely
that the primary role of the Fed in the next ten years will remain that of watchdog. Given
the long period of economic expansion and the amazing values of Wall Street, it appears
that the long expansion cannot possibly last indefinitely, but that some correction will
have to be made as we learn that the business cycle is indeed alive and operational. We
have indeed been fortunate to have Alan Greenspan at the head for as long as we have, but
the man will have to retire sometime.... We can only hope that his replacement will be as
thoughtful of the consequences of the actions of the Fed and as willing to opt to leave
the economy alone to let it go where it will as long as its growing. Bibliography
lists 11 sources. Fedfutur.doc
Secrets of the Temple / How the Federal Reserve
Runs the Country : A 10 page paper that provides an overview of the major points
in William Greiders book. No additional sources cited. Greider.wps
Interest Rate Policy Of The Bank of Japan :
12 pages in length. Until the 1980s, the Bank of Japan had an active role in
implementing government-directed fiscal policy, but as the economy stabilized and seemed
to be completely self-sustaining, regulatory influences were increasingly withdrawn.
Today, the Bank of Japan is charged mainly with establishing and maintaining interest
rates. In that respect, it is comparable to our Federal Reserve. Years of questionable
business finance practices have been catching up to Japan faster than Japan can catch up
to the consequences. The Bank of Japans role has been to keep interest rates
artificially low in an attempt to aid commercial banks on the verge of failure, but those
interest rates being at such low levels is having other and far-reaching implications for
the Japanese economy. Bibliography lists 10 sources. Bankjap.wps
The Conflict Between Credit Unions & Banks /
U.S. Supreme Court Level : This 6 page paper describes the ensuing conflict and
how it evolved. Issues of self-interest and regulation are briefly discussed as are
suggestions for how the situation could or could have been resolved. Bibliography lists 5
sources. Creditu.wps
The Swap Market & Credit Risk : As
the market for swaps grows and matures, understanding and measuring the accompanying
credit risk remains a concern of bankers, regulators, and corporate users. This 8 page
research paper analyzes how swaps are used, provides examples of swaps, pricing of
floating & fixed rate packages, and more.These elements are applied in an attempt to
answer the question at hand. Tables included. Bibliography lists 9 sources. Swapscre.wps
Principles Of Finance : This 8 page
research paper outlines some of the most fundamental principles of finance and makes an
argument in supporting the premise that there are more regularities than anomalies in the
financial market place based on the fact that an anomaly so quickly becomes the norm!
Bibliography lists 6 sources. Finmarkt.rtf
Financial Principles / More Anomalies Or
Regularities? : This 8 page essay explores the question: are there more
anomalies or regularities in the market ? The writer takes the position that there are
more regularities and discusses different option pricing models as well as logic to
support the assertion. The use of the same formulas for decades is another supporting
piece of evidence to support the assertion. Bibliography lists 5 sources. FinMkt.wps
U.S. Monetary Policy in Modern History : An
8 page research paper on monetary policy -- the management of money supply, credit, and
interest rates by a government. The writer is particularly concerned with the role that
the Federal Reserve plays in determining monetary policy and how such policy evolved in
the U.S. during the 1970's and 80's focusing on the strong influence that inflation played
during the earlier years. Bibliography lists 6 sources. Monepoli.wps
Influences On Coca-Colas Stock Prices
: A 7 page case study of Cokes stock values and the changes that could be
expected in it following the death of Roberto Goizueta, industry trends and the effects of
ever-present competition from Pepsi. Stock value barely wavered following Goizuetas
death; two weeks later, it was up even higher than before. Bibliography lists 5 sources. Cokepric.wps
Is "Mickey Dees" A Good
Investment? : A 7 page paper discussing whether or not McDonalds is a good
investment. The corporations financial information, profit improvement, and
corporate structure are discussed. Bibliography lists 10 sources. McD.doc
McDonalds Corp. - A Good Investment ? :
An 8 page paper discussing whether or not McDonalds Corporation is a good investment. The
companys performance history and current standing is reviewed, as are the reasons
supporting McDonalds as a solid choice for investors. Bibliography lists 6 sources. Mcducks.wps
McDonald's & Marketing In Russia : A
12 page research paper discussing McDonald's entrance into Russia. A brief overview
history of McDonald's Corporation is provided, followed by their successful opening in
Moscow. Other issues discussed include establishing a business in Russia, including the an
explanation of the different business behaviors expected and marketing. Bibliography lists
10 sources. Mcrussia.wps
Buffett Method of Investing : Investment
strategies are discussed in this 12 page paper. The focus is primarily on Warren
Buffetts Value Investing strategies but other Wall Street gurus and their methods
are mentioned also. These include the use of beta coefficients and joining investment
clubs, something not supported by Buffett. Bibliography lists 14 sources. Buffett.wps
The Beta Coefficient : This 5 page paper
looks at the beta coefficient in terms of assessing individual stocks and portfolios as
well. Other factors in risk evaluation are considered such as incorporating the use of R
squareds and standard deviations. Pros and cons of using beta are discussed. Bibliography
lists 5 sources. Betacoef.wps
The Internet & Electronic Commerce : A
6 page, definitive overview of electronic commerce and the role the Internet plays in
facilitating faster banking and other transactions. Predictions of the National Institute
of Standards & Technology (NIST) are examined as are the views of
other leading financial authorities. Bibliography lists 7 sources. Internetcm.wps
internet commerce
Electronic Commerce & Financial
Success : A 10 page paper on the benefits of implementing electronic commerce.
Examples of key businesses are illustrated. The point is made that in todays world,
a business must become involved in electronic commerce in order to profit and succeed -
while remaining competitive. A section on government and business is also included.
Bibliography lists 8 sources. Ecinbiz.wps internet commerce
Electronic Commerces Impact :
A 5 page paper discussing the growing importance of Internet commerce. By the early 1990s
it had become apparent that the growing Internet held great promise for those companies
that wished to sell their wares to a larger potential market than they had previously been
able to address. There were dreams of consumers purchasing nearly all their routine goods
online, from groceries to clothing. To date, that early vision has not materialized.
Internet commerce has not grown into the virtual mall that early marketers had hoped, but
it has become increasingly important in the financial futures of thousands of companies
all around the world. Bibliography lists 12 sources. E-Commrc.wps internet commerce
Internet Commerce : A 10 page
paper discussing Internet commerce and digital economy technologies such as encryption
technologies and secure-site technologies. Bibliography lists 8 sources. Intcomm.wps
electronic commerce
Banking on the Internet : Some
people choose a banking facility based on proximity to their home or employment. Others
shop for the best rates, the most services or the availability of incentives. An option
that is gaining popularity in this, the computer age, is banking and paying bills through
the Internet. Financial transactions such as checking, savings, credit cards, debt payment
and investments are possible to transact with a simple 'click', while sitting at the
computer. Most of the major banks and many of the small community banks have opted to
begin doing business through the Internet. This 10 page paper examines Internet banking
from the perspective of the banking industry and also the customer. There's a section
detailing how to become an Internet bank customer and what are the advantages and
problems. Bibliography lists 7 sources. KTwebbank.wps
Online Investing : A 9 page paper
looking at the reinvention of at least one of the financial wheels of our society. Ettorre
says, "At intermittent junctures in history, such earth-shattering and
revolutionary advances occur that they wipe out what has gone before or change it so
profoundly that the world is never the same again. Once our ancestors dimly realized that
it was easier to roll something than to drag it
we humans were on our way."
It would appear that the same magnitude of change is occurring in investment habits.
Bibliography lists 7 sources. Investon.wps
Check Processing in the Banking Industry
: This 15page paper looks at management concerns and solutions of check processing.
Several issues are addressed including fraud, employee errors, the use of ECR and
truncation as well as hiring procedures. This paper focuses on the managerial role in the
banking industry as it pertains to paper checks. Bibliography lists 10 sources. Bankchek.wps
Banking in the Twenty-first Century :
This 10 page paper discusses changes in the banking industry and what people have to look
forward to in the twenty-first century. The Y2K problem is noted. Bibliography lists 10
sources. 21bank.wps
Investing in the Stock Market Today :
This 25 page paper provides an argument for investing in the stock market. It looks at the
subject historically at times to demonstrate its stability. Much of the paper focuses on
the turbulent summer of 1998 when the Dow climbed up and plunged down in the midst of the
Clinton political crisis. Several methods of investment are outlined and the 401K is
recommended as a method of tying retirement funds to Wall Street. Bibliography lists 15
sources. Investck.wps
The Stock Market / An Overview : A 5
page overview of the stock market and the way it works. Bibliography lists 5 sources. Stockmrk.wps
I.P.O.s & Their Tremendous Success on the
Stock Market : A 5 page look at several Initial Product/Price
Offerings (IPOs) and why they're so effective at attracting investors out to
make a 'quick buck.' The writer posits that the biggest winners in 'the IPO game'; are the
institutions; brokerage houses (which set aside the shares for their best customers),
mutual funds, insurance companies and pension funds that snap up most of the shares of the
best IPOs. No Bibliography. Ipo.wps
The Bull Market Of The 1990s : A 5 page
paper illustrating that the stock market of recent years has indeed been a bull one. It
seems the entire country has been in awe of the performance of the stock market in recent
years, and there is talk among economists that the old and classic model of the business
cycle might well be obsolete, that "bust" does not always follow
"boom." Whether that speculation will prove to be valid or not, the US economy
has experienced several straight years of slow and steady growth, with advances in
economic indicators each year. The trend toward globalization reduces business risk
in any given geographical location, and businesses are operating in a more fiscally sound
manner than in any other recent time. The factors that have contributed to the
long-standing bull market are still in place. Bibliography lists 5 sources. Bull-Mkt.doc
Is The Bull Market Going To Last? : A 5
page paper discussing whether the bear is ever going to return. There are some hard and
fast rules within the universe. Until the early 1990s, one had been that the stock market
would rise until stock values had reached a point at which they were overvalued in some
degree, then they would "correct." We have no reason to believe that rule will
not activate in any given year or even tomorrow. But the interval of the cycle has
certainly been stretched beyond the limits of anyones imagination only a few years
ago. Bibliography lists 6 sources. Bullmkt.wps
The Stock-Market Boom Of The 90s :
An 8 page paper discussing the trends of the 1990s and how these trends have
affected the stock exchange and how they have helped to create the apparent boom to the
market. The 1990s have brought with it many changes to the United States, as well as
the world. Technology has made astronomical advances and the world has become even smaller
as this technology connects many people in many ways. The stock-market reflects these
changes. Bibliography lists 8 sources. Stokboom.wps
Stock Market Trends : A 5 page
trends analysis on the U.S. and Foreign stock markets for 1998, including economic and
political reasons. Bibliography lists 9 sources. Stoktren.wps
Risks In The Stock
Market : This 8 page paper provides an overview of the risks inherent in
market investments, particularly as it involves insider trading. Many aspects are
considered, from the legal ramifications to the psychological component that propels
people to engage in risk taking behavior. The big scandals of the eighties are discussed
in addition to the trends that have been seen in the nineties as a result of the flood of
mergers. Hillary Clintons success in cattle futures is analyzed. A one page outline
is provided. Bibliography lists 8 sources. Riskstok.wps
Agricultural Commodities / Corn : A 9
page introduction to agricultural commodities focusing on corn. Sections include a general
introduction; some of the problems in the corn commodity market; new farming methods,
volume of corn produced and stock prices. One graph is included. Bibliograhy lists 9
sources. Corn.wps
Derivative Market Analysis / White Wheat Futures
: This 5 page paper analyzes a sample futures contract in white wheat. Both a
practical and technical analysis is performed and an overview on derivatives is provided.
Bibliography lists 6 sources Wheat.wps
Agricultural Price Indexes : An 8
page paper discussing price indexes in agriculture. The writer examines the consumer price
index and indexes of prices received by individual farmers as well as farming
conglomerates. Bibliography lists 5 sources. Agprice.wps
Interest Rate Risk : Derivatives are
analyzed in the context of interest rate risk in this 15 page paper. Swaps, forward
contracts as well as options are considered. Various types of options are defined.
Controversy concerning use of derivatives, as well as its dangers and benefits, are
discussed.Bibliography lists 10 sources. Raterisk.wps
Managing Interest Rate Risk : 8 pages in
length. Citing that bank participation in derivative markets has risen sharply in recent
years, the writer discusses interest rate risk and how to manage it with particular
application to derivative contracts. Bibliography lists 10 sources. Intrrate.wps
Market Correction Through Governmental
Regulation : 8 pages in length. We learn from economics texts that for every
economic imbalance that occurs, there is a corrective reaction that occurs to reestablish
equilibrium. Those corrective actions are not immediate though, and sometimes they
seemingly take forever. Arguing in favor of government control is not to say that
businesses need to be regulated in their ability to operate or to make their own
decisions, and in fact they need to be encouraged to develop new products and services to
be able to remain competitive. Government regulation is required in financial sectors to
control those market flaws that cannot be otherwise corrected. Bibliography lists 5
sources. Govtreg.wps
The Money Revolution & America's Infatuation
with Interest : A 5 page analytical look at what author and economic analyst
Joseph Nocera called "The Money Revolution." The writer examines rising
'interest in interest rates,' the changing financial habits of the middle class, and how
the economy has affected a newfound consciousness in which average people are, for the
first time in modern history, genuinely concerned about the growth of their personal
investments. Excellent analysis is provided into the role of money market funds, varying
interest rates, and more. No Bibliography. Monybank.wps
Rising Interest Rates : 3 page
essay providing a basic overview of the Federal Reserve and rising interest rates. No
Bibliography. Fedresph.wps
Mutual Fund Portfolio Management :
This 15 page paper creates a mock mutual fund in order to glimpse just what a fund manager
does. Several stocks are chosen and each is explored in depth in order to provide sound
reasoning for the choices made. Beta coefficients are used in assessing risk. Bibliography
lists 19 sources. Mutport.wps
Option Volatility and Pricing : A
7 page essay reviewing Sheldon Natenberg's book, "Option Volatility and
Pricing." This is one of the most widely read books in the stock market. Sections
include: language to know and understand; what are call and put options; how volatility is
determined; different elements to consider before entering this market. Optionv.wps
Dividend Distributions : This 3 page
essay examines a fictitious company that plans to distribute a $20 million dollar
dividend. An overview of implications concerning dividend distributions as it relates to
business law and taxes is included. Bibliography lists 3 sources. Divdist.wps
Loan Choices During Recessionary Times : This
3 page essay examines a fictitious company and its loan choices with the possibility of
recession in mind. An overview of economic variables as well as advice about types of
loans the company should take are provided. Bibliography lists 2 sources. Loanrec.wps
The Salomon Brother Scandal / Wall Street
Prosecutes ! : A 9 page paper on the Salomon Brothers Scandal of the early 1990's
in which a prestigious trading firm was caught submitting $15.5 billion in phony bids to
buy more U.S. government bonds and notes than it was allowed. The writer discusses SEC
involvement, the firm's quick own restoration of its good name and some of the
recommendations posed for preventing the occurrence of another scandal in the future.
Bibliography lists 7 sources. Salomon.wps
Wall Street / Ethical Issues Presented :
A 7 page paper that describes the moral and ethical dilemmas presented to Bud Fox in the
movie "Wall Street." One of the major themes in the movie is the issue of
being a moral individual in an amoral organization, and Bud's character and the character
of Gekko provide the essence of his discussion. Wallstre.wps
Has Negative Publicity Affected Tobacco
Companies Stock Prices? : An 8 page research paper investigating the ways in
which negative publicity might have affected the performance of the nations top two
tobacco companies in the stock market. Some analysts have said that the companies
stockholders are bearing the brunt of the rash of lawsuits and multi-billion dollar
settlements in questions of tobacco-related health concerns and that the losses are
"unfair" to the long-time investors. Philip Morris, the leading cigarette
manufacturer, consistently posts gains and their three-year stock performance mirrors that
of the DOW Industrials. RJR Nabisco posts performance that wanders all over a graph. The
paper concludes that management practice is costing some stockholders even more than
billion-dollar settlements. Bibliography lists 11 sources. Smokemkt.wps
The Effects of Yield Management on the Fortunes
of the U.S. Airline Industry : A 9 page paper on the positive financial effects
that yield management pricing has had on the major airlines of the U.S., exhibited by a
$2.5 billion industry-wide profit after posting losses of over $13 billion over the
previous four years combined. With the major airlines increased financial health,
they are better able to compete not only with each other, but against the newer, smaller
airlines that would like to create a secondary market in areas not well-served by the
major carriers. The major airlines, however, are using all their new-found financial might
to drive the smaller ones out of their markets and then follow with increased fares when
the threat of competition is gone. Bibliography lists 7 sources. Yieldmgt.wps
Donaldson Lufkin & Jenrette :
12 pages in length. Donaldson Lufkin & Jenrette is one company that turns the phrase
"big business" into a totally inadequate understatement: they boast total
capital of over $3.46 billion and total assets of over $55.56 billion. DLJ is involved in
every facet of commercial finance endeavor ranging from investment banking to stock
brokering to asset management to institutional equities to emerging markets to any other
imaginable aspect of commercial financial operation. The many separate businesses that
comprise DLJ fall into three groups: Financial Services, Capital Markets and Banking. The
one discussed in depth is their online investment trading services. Bibliography lists 11
sources. Lufkin.wps
Investment Trading : This 10 page
paper explores the subject of investment trading. Several aspects are discussed including
mathematical models and the Efficient Market Hypothesis. The difference between long term
market investing and trading is explained in detail. Bibliography lists 8 sources Invtrade.wps
Budgeting Management At Dial Corporation :
A 9 page paper relating the actions and the performance of Dial Corp. to their budgeting
management system. The paper gives an overview of some budgeting management systems such
as incremental, project-based, relevant-cost and performance-based. It determines that the
system in place at the time Dial spun off its most recognizable products to a new company,
Viad, was most heavily weighted to the incremental system and recommends that the company
ensure the use of a system with more accountability, such as the relevant-cost approach.
Bibliography lists 8 sources. Dialsoap.wps
Bankruptcy At Federated Department Stores / What
Campeau Could Have Done : A 5 page paper speculating how Federated Department
Stores could have avoided filing Chapter 11 in 1989. Of course its always easier to
see what could have been done than it is to have a completely clear view of the best
long-term course of action when making a decision, but seeing the way is never clear
through the fog of massive ego and arrogance. Robert Campeau wanted Federated Department
Stores, and he wasnt going to let a little thing like knowing nothing of the retail
business stop him. Bibliography lists 5 sources. Fedepst.wps
Management Theorist -- Dr. William G.
Ouchi / His Life & Work : A 5 page research paper on William Ouchi, author of
Theory Z: How American Management Can Meet the Japanese Challenge. Dr. Ouchi is a graduate
school management professor at UCLA who is both academically and civilly active. His best
known work, Theory Z, was published in 1981 when American business was still scratching
their collective heads in trying to understand the Japanese advantage. Dr. Ouchi pointed
out that advantage, which was revealed to be a Japanese commitment to democratic
leadership that resulted in increased quality, increased productivity and decreased costs
while making workers at all levels full partners in business. In short, the underlying
management philosophies inherent in any successful Total Quality Management (TQM)
application. Bibliography lists 5 sources. Ouchi.wps
The Job Of Security Analysts & Researchers
: A 5 page report on careers centered in the sales and trade of securities,
specifically the career of security analyst/researcher. The industry involves both those
sales agents working for specific customers and those more behind-the-scenes economic
analysts whose responsibility it is to analyze both the current performance of specific
stocks and forecast the specific stocks likely path of growth in both the short- and
long-term future. The paper includes education levels required and salaries that can be
expected at various levels within the industry, including the salary effect of advanced
degrees. Bibliography lists 7 sources. Stockjob.doc
Information Technology & The Banking
Industry : This 5 page paper examines the digital revolution in the context of the
commercial banking industry. The past, present and future are discussed in terms of how
information technology has revolutionized an old institution. The Michigan National Bank
and Citicorp are highlighted as industry leaders. The use of ATMs, truncation, and
home banking is included in the overview. Bibliography lists 7 sources. IT.wps
Article Review / Technical Analysis For The
Stock Market : A 3 page review of an article in the Wall Street Journal entitled:
Technical Analysis Successfully Tests Old Resistance Level of Fundamentalists. The article
cites successful uses of technicals and also offers opposing opinions. Techs.wps
Wall Street Journal Article Review / Thrift
Charters : A 3 page review of an article entitled, "Brokers, Insurers Queue
Up for Thrift Charters." The article is a bit confusing but it does offer some
information on thrift charters and how a thrift differs from a bank. The Federal Charter
would place thrifts in a good competitive position with banks. The reviewer offers a
synopsis of the article. Thrift.wps
Two Credit Union Articles/ Review : A 5
page paper discussing reviewing the possibilities of a case before the Supreme Court that
would tighten membership rules for federal credit unions, eliminating many current credit
union members. Credit unions consistently charge less interest for loans and pay more
interest on savings, and the banks caught in the fever and expense of merger mania are
seeking legal means to regain the customers the credit unions won through service and
lower costi.e., competition. Bibliography lists 2 sources. Credart.wps
Alex C. Michalos On STET, Currency Exchange,
& World Poverty : A 14 page paper that addresses Alex Michalos' hope for
erasing world poverty through reforms in revenue budgets for the U.S., Canada and the
world. Michalos' arguments are addressed, including counterpoints and his response. The
paper posits that Michalos' arguments are adequately supported. Bibliography lists 1
source. Stet.wps
Spending Habits Of Todays Young Americans
vs. Yesterdays : A 6 page paper discussing the very different spending
patterns and attitudes of young Americans just starting out in the adult world and more
"settled," thirty-something Americans. Bibliography lists 2 sources. Spend.wps
Mad Cow Disease / Media & Economic Impact On
The Cattle Industry : A 30 page paper that considers the problem of mad cow
disease and the impact on the cattle industry, the problems with the media, and the market
fluctuations and their overall impacts. Bibliography lists 30 sources. Moo.wps
*Want a paper on the Japanese Stock Market Crash
? Click Here for a Description !
Careers As Accountants : A 6
page essay that explores several aspects of accounting and auditing as careers. Included
is information pertaining to: education and training needed; types of accounting fields;
job responsibilities; job outlook; and average salaries. Bibliography lists 4 source. Cpacar.wps
V. Daniel Hunts "Cost Accounting"
: A 5 page paper that discusses the topic of Hunt's book. This paper provides an
overview of basic cost accounting structures and considers the importance of cost
accounting as it relates to corporate decision-making processes. Costacct.wps
"Relevence Regained" / From
Top-Down Control to Botttom-Up Empowerment :
A 5 page review of H. Thomas Johnson's book that explains the historical significance of
managerial business practices and the impact that accounting managment has had only
company development. This book is divided into three distinct sections; the first deals
with the history and problems inherent in accounting managment, the second poses options,
and the third section explores the future of business education as it relates to business
managment systems. Accounti.wps
How To Prepare An Individual Federal Tax
Return : A 10 page paper that gives a systematic approach to preparing an
individual income tax return. This paper divides the task into 4 specific and necessary
areas: 1. preparing for the task, 2. the organization of information 3. studying the tax
booklets 4. the actual task. The paper presents a line by line disciption of how to
complete a 1040 tax return. Bibliography lists 8 sources. Taxprep.wps
Corporate Reorganization & Tax Laws :
A 7 page paper focusing on some of the considerations necessary for a productive corporate
reorganization as seen from an accountants viewpoint. Some of the terms addressed
are: valuation (extensively), assumption of liabilities, net operating loss carryovers,
capital loss carryovers and tax planning consideration. The writer presents
Hallmarks tax-savings strategies on corporate real estate and Federated Department
Stores (Bloomingdales) acquisition of Macys in 1994 as relevant
examples. Bibliography lists 6 sources. Taxlaws.wps
Ethics In Auditing : A 7 page paper
discussing ethical issues surrounding the operation of auditors when they are truly
independent of their clients and some of the problems that can arise when they are not.
Every organization wants to present the most advantageous picture of itself possible, and
there are legitimate ways to accomplish that. The outside auditor can help, but it appears
that not only does he need to concern himself with his own code of ethics, he also needs
to be vigilant for the ethics of others with whom he might be associated. Bibliography
lists 7 sources. Audieth.wps
Compromise in Accountant Ethics : A 5
page paper arguing against the premises presented in a paper decrying what the author sees
as "social ambivalence" in auditing firm billing practices connected with
auditing activities. The author charges that respected accounting firms uses their audit
function to operate as a "loss leader" to attract clients, with the intention of
later raising their rates but in the meantime padding their hourly billing as a matter of
course. While the article makes no mention of the serious view of ethical practice taken
by professional accounting associations, the paper does. The authors evidence is
shown to be weak and without grounds. Bibliography lists 2 sources. Accteth.wps
Issues in Auditing Fraud & Independence
: This 5 page paper addresses the issues of fraud and independence in the auditing
realm. New standards for fraud are included and solutions fro the dilemma of independence
are provided. Bibliography lists 5 sources Audind.wps
Are Auditors Truly Independent Of Their Clients?
: A 9 page paper discussing the degree to which auditors can maintain the independence
necessary to ensure the integrity of audited financials. Though most auditors will argue
that they are truly independent of their clients, practice indicates that they are only as
independent as they determine to be and still retain their clients. As integration of
effort becomes more common in industry, so is it in accounting. In many instances, firms
risk losing clients lucrative consulting and tax business over their less-profitable
auditing practice. Bibliography lists 5 sources. Auditind.wps
Detection of Fraud Through Internal Audit
: This 13 page paper discusses the practice of internal auditing and the ability of
such a program to detect fraud within an organization. The writer discusses how the
internal auditor should participate in the deterrence, detection, investigation and
reporting of fraud. Bibliography lists 11 sources. Audfraud.wps
Independence & Fraud Standards for Public
Auditors : The AICPA provides standards for independence and fraud for public
auditors (CPAs). This 7 page paper evaluates the current standards as they relate to
public auditing and defines the changes that have occurred in the last two years.
Bibliography lists 5 sources. Fraudsta.wps
Tax Reform & How It May Affect Auditing
Practice : A 7 page paper discussing the effects of the Taxpayer Relief Act of
1997 on auditing activities. Following congressional hearings on the abuses of the
Internal Revenue Service directed toward taxpayers over the past recent years and under
the influence of the lowest federal budget deficit in thirty years, a measure of tax
reform was signed into law in August, 1997, effective during the 1997 tax year. Along with
further complicating tax filing and tax planning, the 1997 reform has also further
complicated associated auditing duties on both the paying and receiving sides.
Bibliography lists 8 sources. Taxaudit.wps
The Benefits of Audits : This 8
page paper provides support for the premise that audited financial statements are a
necessity for the capital market to be efficient. Several areas are discussed and
recommendations are made concerning financial auditing in both a corporate and government
environment.Bibliography lists 5 sources Audben.wps
International Accounting Standards : The
issue is discussed in a 9 page paper that includes two charts. Three particular sub-issues
highlighted include : IAS rules as theu concerns retirement benefits, cash flow reporting
and investments. The role of the International Accounting Standards Committee in deriving
standards is discussed as well as implications for businesses. Some reasons as to why
there has not been resolution in this controversial area is explored. Bibliography lists 9
sources.Acctfrgn.wps
Environmental Accounting : A 12 page
paper in which the writer examines the increasingly necessity for effective environmental
accounting in light of changing policies in support of environmental accountability. As
the national trend moves towards "green accounting," many companies, especially
high impact firms in the oil industry, have had to concentrate greater efforts towards
their processes of envirnomental accounting. Bibliography lists 10 sources. Envacc.wps
Forensic Accounting : A 5 page paper
discussing forensic accounting, what it is, why there is a need for forensic accountants,
what they are trained to do, how they go about it, as well as salary ranges. Also cites
two different cases of criminals brought to justice by forensic accountants. Bibliography
lists 5 sources. Foracc.wps
FASB & New Regulations : A 9 page
paper. The FASB is charged with formulating standards for accounting reporting, dictating
the form and structure of the annual reports every public company must file with the
Securities and Exchange Commission (SEC), superficially it would seem that there would be
very little need for any change in form or even that form would be dictated at all except
for the purposes of uniformity. The fact is, however, that accounting standards do change
in response to changing business practices and environments. The decade of the 1990s has
witnessed more of that change in business practice more than at any other time, and the
FASB has been busy trying to keep up. Bibliography 8 sources. Fasb.wps
The Securities & Exchange Commission : This
22 page research paper is a comprehensive review of the SEC. Aspects covered include:
legal framework of the SEC; laws the SEC administers, including the Security Act of 1933,
the Security and Exchange Act of 1934, the Investment Company Act of 1940 and several
other Acts and amendments through 1995; the reporting processes; and the impact on
businesses including legal liabilities and disclosure requirements. Bibliography lists 12
sources. SEC.wps
Income Recognition Procedures : A
5 page paper discussing the new issues in the income recognition procedures. The writer
explains the current trends in income recognition procedures. Bibliography lists 4
sources. Incomere.wps
SFAS 95 / Controversy : This 5 page
accounting paper targets this specific requirement of reporting cash flow as designated by
the FASB. The importance of cash flow is discussed and illustrated in laymens terms.
The subject is also discussed in the context of businesses and their dislike for the FASB
in general and the rule itself. Bibliography lists 5 sources. Sfas95.wps
Financial Accounting Theory : A 6 page
paper discussing financial accounting theory. A brief discussion of standards, as well as
interrelations between government and private institutions are also covered. Bibliography
lists 5 sources. Finacc.wps
Financial Accounting : A 5 page overview
of financial accounting. Discusses balance sheets, taxing, auditing, etc; Bibliography
lists 5 sources. Actngfin.wps
The Principles of Accounting : A 5
page paper discussing the accounting profession. The writer explains accounting principles
and procedures. Bibliography lists 7 sources. Acctn.wps
Accounting & The Non Profit Organization /
Circular 133A : This 11 page overview explains the compliance rules for
nonprofit organizations in accordance with requirements as specified in 133A. A short
section of common mistakes made in following the accounting guidelines is also included.
Bibliography lists 7 sources. Circ133a.wps
Mandatory Redeemable Preferred Stocks &
Accounting Issues : The controversy over treating the entity as debt or equity is
examined in this 11 page paper. Both sides are discussed and the paper concludes that MRPS
should be considered a liability for reporting purposes. Bibliography lists 10 sources. Prestock.wps
Legal Issues Surrounding Corporate, Partnership,
Estate, & Gift Taxation :
A 12 page paper discussing the current laws and/or regulations that directly concern the
area of taxation in relationship to corporations, partnerships, estates, and gifts. These
are complicated and multifaceted dimensions of taxation. The Taxpayer Relief Act of 1997
is discussed in regards to corporate taxation, and all other forms of taxation under
examination as this is the most recent legal action involving these areas. Bibliography
lists 15 sources. Legaltx.wps
The Gift Tax : In 1997, the
Taxpayer Relief Act was passed, the purpose of which was to alleviate taxes for the upper
middle class and to simplify some of the more complicated tax laws then in force. The
'gift tax' was one such area. In simple terms, the gift tax is payable by the donor on
gift property during the donor's lifetime. It is based on the premise that a large gift of
money and, or, property would have been included as part of the donor's estate and as
such, would have been subject to taxes. This 7 page paper examines the provisions of the
gift tax statutes and the impact of the Taxpayer Relief Act on the utilization of gift
taxes on estate planning. Bibliography lists 5 sources. GiftTax.wps
Misrepresentation In Accounting : This 8
page paper considers ethics in the field of accounting. The AICPA Code of Professional
Conduct is cited as the standard that accountants use. Issues such as insider trading,
misrepresentation of records and tax fraud are included. Bibliography lists 9 sources. Misrep.wps
The Language of Accountants Keeps Them In
Business : A 7 page paper discussing how the unique language and jargon of the
accounting profession assures that only accountants know accounting. This paper looks at
how that keeps accountants in business. Bibliography lists 7 sources. Langacc.wps
Human Behavior in Managerial Accounting :
A 17 page paper on the effects that human behavior has upon a managerial accounting
system. The writer includes some basic accounting principles, and discusses how they are,
and could be, effected by human behavior. Bibliography lists 11 sources. Humanb.wps
Managerial Accounting : A 20 page paper
that provides an overview of the issues related to changing technologies, increasing
competition and the role of management accounting in a competitive manufacturing sector.
Bibliography lists 14 sources. Manac.wps
Nonprofit vs. For Profit Financial Planning
: This 8 page overview explains the essential differences in financial planning
techniques between profit and nonprofit firms. Bibliography lists 4 sources. Nonpacct.wps
The Independent Contractor & the I.R.S.
: The subject of independent contractor versus employee status as it concerns the
I.R.S. is the subject of this 8 page paper. The 20 point test is discussed along with
industries that have experienced law suits resulting in reclassification. Consequences of
reclassification are included. Bibliography lists 6 sources. Irscont.wps
Tax Fraud : This 6 page paper considers
tax fraud cases. Specific ways in which people attempt to cheat on their income taxes is
noted. The Internal Revenue Services controversial program that uses paid informants
is detailed. Bibliography lists 9 sources. Taxfraud.wps
The Roth Individual Retirement Account Compared
With Traditional IRAs :
An 8 page paper discussing IRAs and comparing the new Roth IRA with the
"original" IRA. Tax and conversion issues are outlined and the advantages and
disadvantages of each type of account are also covered. Bibliography lists 12 sources. RothIRA.wps
Human Resource Management in Egyptian CPA
Firm : A 20 page paper that provides an overview of the related economic issues in
Egypt, the issues prevalent to human resources management, and then applies them to CPA
firms in Egypt. Bibliography lists 10 sources. Cpaegypt.wps
Mortgage Receivership & Foreclosure :
A 10 page paper discussing the duties of the mortgage receiver appointed in some cases of
mortgage foreclosure. Even though the view of "mine" is valid only for the
mortgage holder, it is one that is difficult to separate from the realities imposed by
foreclosure activities. As far as the mortgagee can see, that receiver whose purpose is to
protect the property is the only "bad guy" in sight, and so he often receives
the brunt of the mortgagees frustrations. Bibliography lists 4 sources. Mortrec.wps
Coopers & Lybrand in Hungary : A 5
page paper discussing analyzing the facts presented in the Harvard Business School Case
9-692-112, focusing on the problems faced by the auditing and financial services
consulting corporation in entering Hungary in 1990. Hungary had their own auditing
standards, none of which complied with either international standards or accepted
convention. There were no Coopers & Lybrand staff proficient in Hungarian methods;
there were no Hungarian accountancies familiar enough with international standards to be
able to work within them. Bibliography lists 1 source. CoopLyb.doc
The Accountants Role In Project Management
: A 6 page paper on the role of accountants and an accounting department in project
management. The paper describes the job that a project manager does, and why accountants
are so important for the manager to have. Misp.wps
Japanese and American Accounting Principles /
Increasing Continuity : A 5 page paper that considers the progression of
accounting principles in both the United States and Japan and outlines the call for
greater complicity between these two countries. Bibliography lists 4 sources. Japamac.wps
Principles Of Money Management : This 10
page paper provides an overview of managing income, particularly for the young investor.
Included are subjects such as the importance of creating a financial plan, the nuts and
bolts of budgeting and the importance of planning for retirement. The new Roth IRA is
considered as an option. Bibliography lists 7 sources. Basics.wps
Investment Strategies
: This 8 page paper looks at
investing in the stock market using a variety of vehicles with a focus on stocks, bonds
and options. General market trends are analyzed and specific stocks are noted. Technology
stocks are discussed in depth with a focus on Apple Computer Inc. Two charts are included
along with the paper. Bibliography lists 8 sources. Invest98.wps
Computer Industry / Comparative Analysis : This
5 page paper briefly compares five computer companies in terms of P/E and estimated growth
over a five year forecast. The companies evaluated are : IBM, Hewlett-Packard, Gateway,
Dell, & Compaq. Recommendations for Buy and Sell are offered based on the data
presented. Bibliography lists 3 sources. Compare5.wps
Personal Finance / Estate Planning : This
22 page paper studies the importance of estate/will planning in personal finance. The
writer discusses a number of personal issues including reasons for estate planning,
procedures, and so forth. Legal issues, taxes, and other possible pitfalls are examined so
that the reader will walk away with a more competent knowledge/understanding of estate
planning as it relates to finance/law.Bibliography lists 10 sources. E statepl.wps
Personal Finance/ Whole Life vs. Decreasing Term
Insurance Policies : 12 pages in length. A good discussion of Life Insurance,
particularly Whole Life Insurance,-- and some of the problems associated with its sale.
The writer discusses how many Insurance Agents have been known to "con" or
mislead their customers into buying Whole Life policies. An excellent presentation is made
as to the problems of having such a policy with regard to its cost-related headaches and
associated financial difficulties. An argument is made in favor of Decreasing Term
policies as an alternative and the writer recommends comparing the return on the
investment portion of any Whole Life policy to a Decreasing Term policy. Bibliography
lists 9 sources. Lifeinsu.wps
Risk Management & Life Insurance :
This 25 page report discusses risk management and life insurance. The types of life
insurance products available and their benefits are also described. The benefits and
detriments of different insurance products are outlined, as well as the appropriate
insurance decision-making processes to follow and questions to ask. Bibliography lists 22
sources. Lifeins.wps
The Role Of Regulation In Reinsurance :
12 pages in length. As with any other business, the reinsurance industry must follow
standard regulations that keep it within the boundaries of system rules. The writer
discusses regulations within the reinsurance industry, as well as how the industry is
being affected by Section 304 of the federal bankruptcy code. Bibliography lists 8
sources. Reinsurn.wps
Property / Casualty Reinsurance : One of
the realities that is emerging from today's business of insurance is that there are not
many major insurance markets left where direct insurers are able to make a profit by
underwriting, free of reinsurers. The general trend has been that most of the world's
markets are showing losses for underwriting. In some cases, even the net business after
reinsurance is at a loss. In such cases, they are usually able to offset the loss with
investment income but the total profit has been declining steadily in most regions of the
world. This 8 page paper examines the trends in the relationship between the direct
insurer and the reinsurer and the changes that have been instituted in the wake of
hurricane Andrew in 1992. Bibliography lists 7 sources. Reinsud.wps
Commercial Leasing : This 6 page
paper explores the industry of commercial leasing inclusive of how companies make
decisions on whether to lease or purchase. Bibliography lists 6 sources. Commleas.wps
The Theory Of Constraints Applied To The
Non-Profit Organization :
A 5 page paper applying the conclusions of Eli Goldratt, the father of the theory
originally based in manufacturing systems. Eli Goldratts work in scheduling systems
for manufacturing operations brought him to a study of manufacturing bottlenecks, where an
otherwise smoothly-flowing system can break down and destroy projected scheduling plans.
To this idea he gave the name of Theory Of Constraints (TOC).
Goldratt published The Goal, a novel in which manufacturing bottlenecks played a prime
role, in the mid 1980s. From that, he developed the idea of TOC and the idea of
throughput, a concept that increasingly is used in accounting for the not-for-profit
organization. Bibliography lists 4 sources. Constrai.wps
Accounting Field /
Computer Technology : The utilization of computers in different areas of
accounting are discussed in this 6 page paper. Companies that utilize technology to make
quick money in the tax preparation business are noted as well as career paths in large
businesses. Bibliography lists 7 sources. Taxtech.wps
The Babson Value Fund : A 9 page paper
analyzing the performance of Babson Value Fund, a low-risk, top-performing mutual fund
over the period of 8/1/92 through 8/1/97, and then comparing that analysis to the
performance of the Dow Jones Industrial Average over the same period. Babson Value is a
stock fund of the growth and income category. As such, its growth in Net Asset Value
(NAV), the value of one of its shares, has closely followed that of the Dow for the same
period. The paper briefly glances at the Dows flirt with the "impossible"
mark of 3000 in 1990 and 1991 and includes historical leading economic indicator indices.
Bibliography lists 6 sources. Babson.wps
Choosing A Mutual Fund : A 10 page paper
discussing considerations for choosing a mutual fund. By their very nature, most mutual
funds supply a reliable method of market investment: the fund is comprised of several
stocks of diverse economic sectors and therefore is not as sensitive to market and
industry fluctuations as are individual stocks. Of mutual funds, growth, income and the
combination growth/income are the most common. The combination of growth and income is one
of the most common and one of the most desirableactive income is reinvested to
purchase more shares of the fund; growth increases the fund shares value over time,
and the balance of investment holdings within the fund provides the greatest possible
return with the least amount of risk. Bibliography lists 7 sources. Stock3.doc
Choosing The Right Mutual Fund : This 5
page paper discusses a variety of issues the investor needs to consider when selecting a
mutual fund. Factors include the investor's goals, the fund's performance, what the
company's beta means and knowing who is managing the fund. Bibliography lists 6 sources. Mutfund.wps
Mutual Fund Portfolio Management :
This 15 page paper creates a mock mutual fund in order to glimpse just what a fund manager
does. Several stocks are chosen and each is explored in depth in order to provide sound
reasoning for the choices made. Beta coefficients are used in assessing risk. Bibliography
lists 19 sources. Mutport.wps
Fidelity Select Home Finance Mutual Fund :
An 8 page search for an aggressive-growth mutual fund for the purpose of serving the
long-term needs of a late-20s investor with a mid-30s salary. Funds heavily
weighted along the lines of the leading economic indicators of the US, while beneficial
for those investors seeking only income or limited growth and income, most likely will
decline in their ability to provide their former high rates of return in aggressive
growth. Healthcare and financial applications are expected only to grow, however. One of
those funds is the balanced, aggressive-growth fund of Fidelity Select Home Finance.
Bibliography lists 10 sources. Fund.wps
How To Lose In The Stock Market : A 6
page essay on the folly of attempts on the part of the small investor in trying to
reinvent the wheel in investing in the stock market by trying to "beat the odds"
and ignore every sound investment practice. Though market investing is a proven method of
building true wealth, it takes common sense and a commitment of time. Market-generated
wealth is not a quick-turnaround reality. Bibliography lists 5 sources. Stockm.wps
No-Load vs. Load Funds / A Change Toward More
Load Funds : This 5 page paper reviews an article on this topic from The Wall
Street Journal. The writer explains the possible reasons for why no-load funds are
disappearing and the trends in the current investment market. Noload.wps
Stock Performance of Chrysler Corporation
: A 5 page paper briefly discussing the Chrysler Corporation and the performance of
its stock, long-term viability, and the current markets valuation of the company.
Bibliography lists 4 sources. Stockpe.wps
Citicorp : A 10 page paper discussing
Citicorps future and profitability when compared to the state of the economy. The
examination includes past stock performance, drawing analogy between that and the growth
of GDP between 1994 and late 1997. Even with the phenomenal growth of the stock market in
general and in Citicorp stock in particular, investment analysts still rate the
companys stock as a "strong buy," anticipating even further growth in the
value of their own stock. Bibliography lists 11 sources. Citicorp.doc
Baby Boomers & Their Retirement Years : This
17 page report discusses the "baby boom" generation (Americans born between 1946
and 1964) in terms of their retirement plans, options, and likely economic realities. This
report examines general issues related to retirement and baby boomers but focuses on the
issues confronting women of the baby boom generation as they move toward their retirement
years. A hypothetical survey and its methodology and findings are also discussed in
relationship to the topic. Bibliography lists 13 sources. BWretire.wps
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